Letter to Mortgage Company seeking Consent to Let Residential Property

This Letter to Mortgage Company seeking Consent to Let Residential Property is a template letter for landlords who need to request permission from their mortgage lender to let out a residential property. 

Do I need my lender's consent to let my property?

 If the landlord has a buy-to-let mortgage your lender may not require separate consent, although you should still check if notification is needed. 

If you have an owner-occupier mortgage, most agreements specifically prohibit letting without the lender's prior written consent. 

Landlords should always review the terms and conditions of their mortgage before sending this letter and adapt the template to suit the circumstances.  

What happens if I let my property without lender consent?

Letting a residential property without permission can put you in breach of your mortgage conditions and result in action being taken by the lender. 

This Letter to Mortgage Company seeking Consent to Let Residential Property is in open format. Either enter the requisite details in the highlighted fields or adjust the wording to suit your purposes.

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